¹ Money by Afterpay is a product from Afterpay Australia Pty Ltd (ABN 15 169 342 947, AFSL 527911) with accounts and debit cards issued by Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714). You must have a mobile device that can access the internet. Eligibility to open an account is set out in the Account Terms and Conditions, which include that you have a valid Afterpay Buy Now Pay Later account (Afterpay account), have an Australian residential address, are an Australian tax resident only, are at least 18 years old, have an Australian mobile number and a valid email address. If you also have tax obligations in another country, we are working on being able to support this, check back soon. Refer to App Terms and Conditions and Account Terms and Conditions for full T&Cs.

² Interest rates are subject to change. ATM operators may charge you a fee directly.

³ Retro feature is only available to customers who maintain a Money by Afterpay Daily Account with at least one eligible transaction, maintain an Afterpay account in good standing, have not exceeded their Afterpay spend limit of which $200 can be used for Retro and have repaid at least 25% of one Afterpay order. Refer to App Terms and Conditions and Afterpay Terms of Service for full eligibility criteria and conditions. Late fees and transaction limits may apply.

Pulse Rewards subject to eligibility criteria and Pulse by Afterpay terms.

Read the Apple Pay T&Cs at apple.com/au/apple-pay. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries. Android is a registered trademark of Google LLC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Money by Afterpay Account Terms and Conditions